Attention homeowners in Dumfries and Prince William County: Need an appraisal?

Here are the top reasons VA homeowners need Atlantic Coast Appraisal:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To cut their mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a VA divorce, where real estate needs to be divided
  7. Settle an estate in VA by determining the true market value of property in question

Need help determining the value of your house in or near Dumfries, VA?
Contact Atlantic Coast Appraisal.

At Atlantic Coast Appraisal, we understand the individual needs of a homeowner looking for appraisal services. Our usual business clients are used to the appraisal process and the standard "products" we deliver to them. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Atlantic Coast Appraisal, we're veterans in helping people just like you remove unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that is going down or not appreciating as much as other houses close by. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal report from Atlantic Coast Appraisal is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be annoying from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Atlantic Coast Appraisal can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for precision, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.